There will always be many questions and concerns to address when finding cheap auto insurance in Florida. Likewise, each state has unique rules, regulations, and considerations to note before purchasing a policy. The same sentiment should also apply to what kinds of policy specifics each person ultimately needs. In Florida, there are many great options for the discount seeker, including several companies catering directly to the budget-minded.
What To Look For In A Policy
First and foremost, Florida state law requires vehicle owners and operators to have minimal coverage. The minimum insurance essentially entails covering property damage as well as personal injury. Moreover, Florida is a no-fault state, meaning it is up to the providers to pay for medical costs in an accident. While this might not seem important, it could make finding cheap auto insurance in Florida difficult. In addition, it could put someone in business with a provider known for denying many accident claims.
The bare-minimum requirements are as follows:
- $10k of property damage liability (PDL)
- $10k of no-fault or personal injury protection (PIP)
Those are just the basics, what they need […]